*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#F6F7F5;color:#293847;font:16px/1.72 system-ui,-apple-system,"Segoe UI","PingFang SC","Microsoft YaHei",sans-serif;overflow-x:hidden}a{color:#176B83;text-underline-offset:3px}a:hover{color:#12263A}button{font:inherit;cursor:pointer}button,a{touch-action:manipulation}button:focus-visible,a:focus-visible{outline:3px solid #D59B58;outline-offset:3px}img{max-width:100%;height:auto;object-fit:contain;object-position:center}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.32;color:#14263A;overflow-wrap:anywhere}h1{font-size:clamp(26px,3vw,34px)}h2{font-size:clamp(21px,2.4vw,25px)}h3{font-size:19px}p{max-width:75ch}.wrap{width:min(1160px,calc(100% - 56px));margin-inline:auto}.skip{position:absolute;left:-9999px;top:8px;z-index:30;background:white;padding:10px}.skip:focus{left:12px}.site-head{background:#fff;border-bottom:1px solid #DCE4E4;position:relative;z-index:20}.head-inner{min-height:72px;display:flex;align-items:center;gap:28px}.brand,.footer-brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:#12263A;white-space:nowrap}.brand strong{font-size:21px;letter-spacing:.02em}.brand strong span{font-size:13px;letter-spacing:.11em;color:#176B83}.brand-img{max-height:32px;width:auto}.desktop-links{display:flex;align-items:center;gap:23px;margin-left:auto}.desktop-links a,.head-actions a{color:#293847;text-decoration:none;font-weight:650;font-size:15px;padding:13px 0}.desktop-links a[aria-current=page]{color:#176B83;box-shadow:inset 0 -3px #176B83}.head-actions{display:flex;align-items:center;gap:20px;margin-left:auto}.head-actions button{padding:8px 14px;border:1px solid #DCE4E4;border-radius:10px;background:white;color:#12263A;min-height:44px}.head-actions .app-link{color:#176B83;white-space:nowrap}.menu-panel{border-top:1px solid #DCE4E4;border-bottom:1px solid #DCE4E4;background:white;box-shadow:0 12px 22px #12263a12}.menu-panel[hidden]{display:none}.menu-inner{max-width:960px;padding-block:17px 24px}.menu-top{display:flex;align-items:center;justify-content:space-between}.menu-top button{min-height:44px;border:0;background:transparent;color:#12263A}.menu-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.menu-group h2{font-size:16px;border-bottom:1px solid #DCE4E4;padding-bottom:10px;margin:3px 0 10px}.menu-items{display:grid;gap:3px}.menu-items a{display:flex;flex-direction:column;padding:6px 9px;border-radius:8px;text-decoration:none;color:#12263A}.menu-items a:hover,.menu-items a[aria-current=page]{background:#eef5f4}.menu-items small{font-size:13px;color:#596B78}.bottom-nav{display:none}.site-footer{margin-top:65px;padding:40px 0 24px;background:#EAF0EF;border-top:1px solid #DCE4E4}.footer-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:25px}.footer-grid h2{font-size:17px;margin-bottom:10px}.footer-grid a{display:block;font-size:14px;margin:6px 0;color:#293847;text-decoration:none}.footer-note{margin-top:30px;border-top:1px solid #cddad8;padding-top:19px;display:flex;align-items:center;justify-content:space-between;gap:24px}.footer-note p{font-size:13px;color:#596B78;margin:0}.footer-brand{font-weight:800}.kicker{font-size:13px;letter-spacing:.09em;color:#176B83;font-weight:750}.page-hero{padding:39px 0 25px}.page-hero h1{margin:9px 0}.page-hero .summary{font-size:17px;max-width:75ch;margin-bottom:12px}.breadcrumbs{font-size:13px;color:#596B78}.breadcrumbs a{color:#596B78}.article-layout{display:grid;grid-template-columns:minmax(0,830px) minmax(0,260px);gap:45px;align-items:start}.article{min-width:0}.article section{margin:0 0 31px}.article section h2{border-left:3px solid #D59B58;padding-left:13px;margin:0 0 15px}.article p{margin:0 0 14px}.article .lead{font-size:17px;color:#14263A}.aside{padding:20px;background:#fff;border:1px solid #DCE4E4;border-radius:12px}.aside h2{font-size:18px}.aside a{display:block;padding:8px 0;border-bottom:1px solid #DCE4E4;text-decoration:none}.aside a:last-child{border:0}.related{border-top:1px solid #DCE4E4;padding:22px 0 5px;margin-top:31px}.related h2{font-size:21px}.related-links{display:flex;gap:10px;flex-wrap:wrap}.related-links a,.tag-link{display:inline-flex;align-items:center;min-height:44px;padding:7px 13px;border:1px solid #DCE4E4;border-radius:9px;background:white;text-decoration:none}.media-pair{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:28px;align-items:center}.media-pair .visual{text-align:center;background:#fff;border-radius:12px;padding:15px}.media-pair img{max-height:220px;width:auto;height:auto}.topic-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.topic-list>a{display:block;background:#fff;padding:19px;border:1px solid #DCE4E4;border-radius:12px;text-decoration:none}.topic-list strong{display:block;color:#14263A;font-size:18px}.topic-list span{color:#596B78;display:block;margin-top:5px}.checks{padding-left:24px}.checks li{margin:0 0 13px;padding-left:4px}.quote{border-left:3px solid #176B83;padding:8px 0 8px 18px;background:#eef5f4}.qa{padding:18px 0;border-bottom:1px solid #DCE4E4}.qa h2{font-size:19px;border:0!important;padding:0!important}.qa p{margin-bottom:0}.home section{margin:0 0 58px}.home h2{margin-bottom:16px}.home .hero{padding:49px 0 30px;display:grid;grid-template-columns:1.15fr .85fr;align-items:center;gap:36px}.home .hero h1{font-size:clamp(30px,3.5vw,34px);max-width:17ch}.home .hero p{font-size:17px;max-width:47ch}.home-visual{min-width:0;text-align:center}.home-visual img{max-height:320px;width:auto}.button-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 17px;background:#12263A;color:white;text-decoration:none;border-radius:10px;font-weight:650}.btn.alt{background:white;color:#12263A;border:1px solid #DCE4E4}.hint{padding:19px 22px;background:#EAF0EF;border-left:3px solid #D59B58}.compact-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px}.compact-grid a,.cards a{display:block;text-decoration:none;color:#293847;padding:18px;background:white;border:1px solid #DCE4E4;border-radius:12px}.compact-grid strong,.cards strong{display:block;color:#12263A;font-size:18px;margin-bottom:6px}.compact-grid span,.cards span{font-size:14px;color:#596B78}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.two-cols{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:23px}.two-cols>article{padding:22px;border:1px solid #DCE4E4;background:#fff;border-radius:12px;min-width:0}.two-cols img{max-height:190px;width:auto;display:block;margin:0 auto 13px}.home .feature{display:grid;grid-template-columns:minmax(0,.88fr) minmax(0,1.12fr);gap:32px;align-items:center}.home .feature.reverse{grid-template-columns:minmax(0,1.12fr) minmax(0,.88fr)}.feature-visual{min-width:0;padding:14px;text-align:center;background:white;border-radius:12px}.feature-visual img{max-height:230px;width:auto}.reading-list{display:grid;grid-template-columns:180px minmax(0,1fr);gap:20px}.reading-list .mini-visual img{max-height:180px;width:auto}.reading-list a{display:block;padding:9px 0;border-bottom:1px solid #DCE4E4;text-decoration:none}.reading-list strong{color:#12263A}.reading-list small{display:block;color:#596B78;font-size:14px}.phone-visual img{max-height:400px;width:auto}.text-links{display:flex;flex-wrap:wrap;gap:10px}.text-links a{padding:6px 0;margin-right:12px}.last-box{border-top:1px solid #DCE4E4;padding-top:25px}.last-box .two-cols{grid-template-columns:repeat(3,minmax(0,1fr))}.last-box .two-cols article{padding:16px}.tiny-icon{max-width:54px;max-height:54px;width:auto;vertical-align:middle}.text-image{max-height:230px;width:auto;display:block;margin:0 auto 15px}@media(max-width:1050px){.wrap{width:calc(100% - 44px)}.head-inner{gap:12px}.desktop-links{gap:12px}.head-actions{gap:10px}.article-layout{grid-template-columns:minmax(0,1fr) 225px;gap:24px}}@media(max-width:760px){body{padding-bottom:calc(62px + env(safe-area-inset-bottom))}.wrap{width:calc(100% - 32px)}.site-head{position:relative}.head-inner{min-height:62px;gap:12px}.brand strong{font-size:18px}.desktop-links{display:none}.head-actions{margin-left:auto;gap:10px}.head-actions button{font-size:14px;padding:8px 10px}.head-actions .app-link{font-size:14px}.menu-inner{padding-block:12px}.menu-cols{grid-template-columns:1fr;gap:0}.menu-group{border-top:1px solid #DCE4E4}.menu-group h2{font-size:15px;margin:0;padding:12px 0}.menu-items{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:3px 8px}.menu-items a{min-width:0;padding:9px 5px}.menu-items small{font-size:12px}.bottom-nav{display:grid;grid-template-columns:repeat(5,1fr);position:fixed;z-index:25;bottom:0;left:0;right:0;min-height:calc(58px + env(safe-area-inset-bottom));padding-bottom:env(safe-area-inset-bottom);background:#fff;border-top:1px solid #DCE4E4}.bottom-nav a{display:flex;align-items:center;justify-content:center;text-decoration:none;font-size:14px;min-height:56px;color:#293847}.bottom-nav a[aria-current=page]{color:#176B83;font-weight:800;border-top:3px solid #176B83}.article-layout,.media-pair,.home .hero,.home .feature,.home .feature.reverse,.reading-list{grid-template-columns:1fr}.article-layout{gap:22px}.page-hero{padding:24px 0 17px}.page-hero .summary{font-size:16px}.article section{margin-bottom:26px}.aside{padding:16px}.home section{margin-bottom:38px}.home .hero{padding:28px 0 4px;gap:15px}.home .hero h1{max-width:none}.home-visual img{max-height:260px}.compact-grid,.cards,.two-cols,.topic-list,.last-box .two-cols{grid-template-columns:1fr}.compact-grid{gap:9px}.compact-grid a,.cards a{padding:16px}.two-cols{gap:13px}.feature-visual img{max-height:210px}.phone-visual img{max-height:320px}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.site-footer{margin-top:39px;padding-top:28px}.footer-note{display:block}.footer-note p{margin-top:8px}.reading-list .mini-visual img{max-height:170px}}@media(max-width:360px){.brand strong span{display:none}.brand-img{max-height:28px}.head-actions{gap:6px}.head-actions button{padding-inline:8px}}
